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Regular Price: $4.97 | |
Dear visitor! This website has been designed to help you find THE BEST PRICE. When you are ready to buy, your payment will be processed through one of the most TRUSTED SUPPLIERS directly. |
Practical advice
I read the book in about an hour, which I considered very well spent. I appreciated the practical examples and down to earth advice. If you don't read it for any other reason, it's worth it to get the template for how to set up a budget... which before this book, I considered a 4 letter word.The advice on buying jeans was funny, light-hearted, and smart to boot.
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Excellent Value For Money
The guide covers all areas where each of us can save money - no matter how frugal you are today.I loved the 'eating out' section and how I can save money when eating out.It really does make you think about where you are spending your money.In summary...A great guide that will definitely save you money.
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Good solid & practical advice for a beginner
Let's face it. A lot of people don't know how to track the money they are earning & spending. Brian offers a lot of information on what to consider when budgeting your income & expenditures. It's solid advice for someone who doesn't know where to start and needs a great primer. It's really easy to read, sometimes funny, and has great tips on saving money!
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#1 Amazon Kindle Best Seller in Personal Finance
#1 Amazon Kindle Best Seller in Budgeting
See what other readers are saying:
"I appreciated the practical examples and down to earth advice. If you don't read it for any other reason, it's worth it to get the template for how to set up a budget... which before this book, I considered a 4 letter word."
"This book was an easy read that provided practical, everyday advice to assist in creating a budget. Our family has a goal of creating a budget for the New Year and these strategies will help us to develop a plan we can stick to."
"I would consider myself a fairly frugal person, I track my expenses on a regular basis, and manage my investments conservatively. Needless to say, I still found many snippets of practical reminders and useful approaches for managing my money and making wise purchasing decisions. The author's notes on saving up for discretionary items I thought were particularly helpful. It was an easy ready (I got through the book in under 2 hours). Well worth it."
Product Description:
Creating a budget and sticking to it doesn't have to be a pain; in fact, doing so can be both a financially and emotionally rewarding experience. By creating a budget and living a frugal lifestyle, you can pay off your debt, build up your savings, and start living on your terms.
By purchasing How to Make a Budget you will:
* Get access to a simple Excel-based budget template that is easy to follow and reduces the amount of work required to create and track your budget.
* Learn about how changing how you view on money (hint: time really does equal money) is the single biggest step toward living a frugal lifestyle.
* Discover over 70 ways you can drastically cut your monthly expenses without affecting your quality of life or lifestyle.
Don't waste any more time being lazy about your financial future and goals. Buy How to Make a Budget and start your budget and saving more money today! Top to learn more
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Dear visitor! This website has been designed to help you find THE BEST PRICE. When you are ready to buy, your payment will be processed through one of the most TRUSTED SUPPLIERS directly. |
In this short read, you will discover tips on how to be healthy on a budget. If you find yourself in the same old rut, not living the life you dreamed about, then let this book show you how to become the person you want to be without spending a fortune. Tips on becoming healthier, happier and stronger without breaking the bank.
This book is a list of 62 ways that you can maintain the life you want. Read it in one short sitting and refer back to it for years to come. Top to learn more
Good Tips
This book had some good tips to remind you of things you may have known but had forgotten. It's always good to get reminders of smart things to do. There's nothing ground breaking in this book, but it's a fast read and well laid out. I think it's the kind of book you might read quickly and then refer back to as needed. Worth it!
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Low Cost Ideas for a Healthier You
Living healthy doesn't have to be expensive. This short book has lots of good ideas you can implement immediately. Some of the ideas include drinking Kava tea to sleep better or incorporating more spices into your cooking to increase your metabolism. The author also explains how happiness is a bonus when you exercise. All the ideas are very cheap and most are free. You can even save money on healthy eating by growing your own vegetables if you have a garden. So this book has lots of helpful tips for a healthier you.~The Rebecca Review
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Just reading this put me in a good mood!
While there aren't any earth shattering revelations in this book, there are lots of easy to do tips that I know really do make a difference in mood. Some of them are obvious and some of them not so obvious - but anyone looking to get out of a rut will find something here that is easy and inexpensive and will help! There's no filler in this book - just 62 ideas to make you feel better, healthier or stronger. I liked it, I'm glad I read it and I'll start applying some of this when I feel down!
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Regular Price: $2.99 | |
Dear visitor! This website has been designed to help you find THE BEST PRICE. When you are ready to buy, your payment will be processed through one of the most TRUSTED SUPPLIERS directly. |
Great Help with My Budget!
Stein does a good job of laying out a comprehensive plan for families to follow to get their finances in order. Whether you're in debt and you need to assess your budget for major cuts or you need a tune up on your spending so you can save more, the RichMama can help.She does a good job of digging into why and what you spend your cash on so that you can pinpoint the trouble spots and fix them.Once you've figured out your spending, she lays out sample budgets including percentages to spend on each category - like cars, housing and food. She also covers ways to dig out of debt and includes templates you can use for tracking spending and creating budgets.Plus she laces the text with stories from her own real life -hey sticking to a budget and raising a family is a balancing act. Plus she'll also let you in on the top secrets for putting more cash in your pocket fast.The Rich Mama makes planning and sticking to a budget seem almost fun - she...
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Let the Rich Mama teach you and your family how to budget the smart way. In this book, part of the GirlMogul guides series, you will learn how the 5 principles for building a wealthy family and find out how to do that by constructing a smart and sensible budget or a spending plan. You will identify your current financial position, determine what kind of spender you are, and figure out how to create a family plan for allocating your money, based on your family's needs, dreams and goals.
Once you have the basics of why to budget, your will design your own spending plan, one that allows you to spend less than you earn, pay off debt and live a comfortable, financially secure life.
GirlMogul's Rich Mama guide will help you figure out your spending "issues" and help you fix them. Do you spend all your income and then some? Is your monthly budget sabotaged by the little things? Or the big things? What's holding you and your family back from total financial freedom?
As a mom, you're responsible for the majority of household spending. You can make a significant contribution to your family's financial bottom line with just a little planning.
You will learn:
* Why families spend money on stupid things
* How to stop spending money on the dumb stuff and on the right stuff
* How to build a Family Plan that helps you prioritize your spending
* Exactly how much money should be spent where
* Templates and charts to help you track spending and build a budget
* Find out how to automate your spending and budgeting so you don't even have to think about it
* Learn that living richly isn't about how much money you make
Armed with knowledge of your spending power, this guide will walk you through planning a budget that makes sense for your family. Whether you need to get out of debt, want to save for college, or buy a vacation home, the Rich Mama Family Financial Fitness Plan will help you identify your spending sinks, your spending priorities and how you can use a budget to build wealth today. Top to learn more
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Price with discount: $1.99 | |
Dear visitor! This website has been designed to help you find THE BEST PRICE. When you are ready to buy, your payment will be processed through one of the most TRUSTED SUPPLIERS directly. |
|
Price with discount: $1.99 | |
Dear visitor! This website has been designed to help you find THE BEST PRICE. When you are ready to buy, your payment will be processed through one of the most TRUSTED SUPPLIERS directly. |
As most mortgage repayment terms are around 25 years, you can expect to change tenants a few times, and it may take a while to find someone new to move in. If you have charged a little more for rent, and kept the extra in savings, then you should... Although you still want your rent to be affordable in order to appeal to potential tenants, charging an extra 10% or so on top of what you are paying for your mortgage repayments shouldn’t bring it out of the realms of possibility for your... Although with a buy to let mortgage calculator the situation is a little different, as it is not you who will be making the monthly repayments but your tenants in rent, you still need to work everything out so that you are covered whatever happens.
One strategy for staying on budget is to use more than one checking account. Having a high credit rating will allow you to have lower interest rates than those with lower scores. It is a time saver to spend time in one day to use this meat and set aside some for a meal each day. This isn’t accurate since there is no similarity to how your credit score is affected to how another deals with credit issues. If you use coupons you can gain some good habits for a good financial position in life. You can turn your profit to investments but make smart investments so that you see a return. Lower credit scores will affect your ability to get housing, cell phones and even jobs with good companies. Consider putting ten percent of your pay into a savings account that will provide you with high interest. There are laws in place now that allow stores to request a minimum amount to be purchased when someone uses a credit card. If you are smart with your credit, you can keep your FICO score high. You can have an account that all of your bills will come out of and one that your spending money goes into. Set a strict program on what profits are kept and what profits are reallocated into capital for your business. Watch out for mail that may show up in your mail about changes in your accounts. Work hard to obtain a high credit score.
If you want to start budgeting for a home, you must start well in advance of when you want to buy the home. The only way you’ll know whether or not you can really afford a new home is to create a hypothetical budget and make sure that you can afford the house you want to buy. If you’re budgeting to buy a home, then you probably don’t have any prior mortgage balances on your credit report. To make a hypothetical home budget, start by listing all of your current income and expenses in a spreadsheet column. Make sure you account for all of these items in your hypothetical home budget. First, some notes about taking the right steps when it comes to budgeting for a home. Also, when you move from an apartment to a home, you’ll spend the next few years buying things to fill the house, and buying things that you’ll need to maintain that house. Create a Hypothetical Budget for Your New Home. How to Budget for a Home Start Well in Advance.
Fortunately, you don’t need to break the bank to get the designer look and there are many effective ways to buy trendy clothing on a budget. If you’re looking for a specific item, you won’t see as many other clothes or be tempted to stray outside of your budget like you would if you were walking around a shop. They may not be as organised or enticing as vintage shops but charity shops, flea markets and even car boot sales have hidden treasures at a fraction of the cost. Charity Shops, Not Vintage Shops. Shopping at an outlet centre is a great way to get clothing at a much cheaper price than from high street stores. Online shopping can also help curb pesky impulse buying. Bags, belts and jewellery can be used to revamp tired clothing and they are much cheaper than buying a new outfit. A much cheaper way of achieving the vintage look is by looking in charity shops. Why pay full price when you can wait a few months to get that outfit you’ve have your eye on at half the price.
Andrew Cuomo is seeking a 2 percent cap and public votes on plans to increase taxes rather than on traditional budget proposals. "What 2 percent will buy long-term will be destructive to the quality of education people have come to know and expect,"
it to the florist to pick flowers that match your color scheme and fit within your budget." Another option along those lines is to do your own flowers. Buy the flowers the day before at a local flower market and create your own simple arrangements.
Grover Norquist, the high priest of the "No New Taxes" pledge, may need to buy the state GOP some new polling data. The Strib's Minnesota Poll, released Sunday, showed that by more than a 2-to-1 margin,
